Do it’s good to know the phrases of your Collision Harm Waiver (CDW) included together with your Chase Sapphire Reserve bank card? We dug via the data to avoid wasting you the effort!

Maintain studying to find extra particulars about CDW and rental automobile insurance coverage phrases and circumstances. We additionally in contrast different common playing cards’ insurance coverage and journey advantages to simplify your analysis.

What’s Coated by Chase Sapphire Reserve’s Auto Rental Collision Harm Waiver?

Chase’s Collision Harm Waiver covers loss, injury, or theft of your rental automobile and legitimate lack of use costs from the rental firm. To make use of this profit, comply with these pointers:

  • Pay for the rental with the Chase Sapphire Reserve bank card
  • Don’t choose the auto rental firm’s insurance coverage supply at rental checkout
  • Protection is major when outdoors of america
  • Protection in america is secondary to your car insurance coverage coverage

What’s Excluded by Chase Sapphire Reserve’s Auto Rental Collision Harm Waiver?

Within the occasion of an accident, it’s important to know what isn’t coated by the Collision Harm Waiver. Renters can even must know which automobiles aren’t coated. The next exclusions apply

  • No legal responsibility protection for different automobiles or property in a collision
  • Private property isn’t coated.
  • Medical bills for anybody inside or outdoors the automobile should not coated.
  • Excluded automobiles:
    • Costly, unique or vintage vehicles
    • Leisure automobiles, mopeds, and motorbikes
    • Open mattress cargo vans apart from pickups
    • Vans with greater than 9 passenger capability

Chase Sapphire Reserve vs. Different Playing cards

Chase Sapphire Reserve isn’t the one bank card that gives rental automobile insurance coverage as a profit. Our desk compares the annual charges and availability of Collision Harm Waivers with different common bank cards.

Credit score Card Rental Automobile Insurance coverage Location Supplied What is roofed? Annual Payment
Chase Sapphire Reserve Supplied Worldwide Harm or Theft of Rental Automobile, Lack of Use Expenses $550
American Specific Gold Card Supplied Worldwide Besides Australia, Italy, and New Zealand Harm or Theft of Rental Automobile $695
American Specific Platinum Card Supplied Worldwide Besides Australia, Italy, and New Zealand Harm or Theft of Rental Automobile $0
Financial institution of America Journey Rewards Supplied Worldwide Harm or Theft of Rental Automobile $250
Capital One Enterprise X Journey Rewards Credit score Card Supplied Worldwide Harm or Theft of Rental Automobile $395
Chase Freedom Limitless Supplied Worldwide Harm or Theft of Rental Automobile, Lack of Use Expenses $0
Costco Anyplace Visa Card by Citi Supplied Worldwide Harm or Theft of Rental Automobile Costco Membership, $60/Particular person
Ink Enterprise Most popular by Chase Supplied Worldwide Harm or Theft of Rental Automobile $95
Ink Enterprise Money by Chase Supplied Worldwide Harm or Theft of Rental Automobile $0
Southwest Fast Rewards Premier Supplied Worldwide Harm or Theft of Rental Automobile $99

Chase Sapphire Reserve Journey Advantages vs. Different Playing cards’ Advantages

The Chase Sapphire Reserve bank card is well-known for its journey advantages for cardholders. Evaluate these perks with different playing cards recognized for journey rewards. Our desk additionally contains the acquisition Annual Share Charge (APR) for simpler comparability.

Credit Card Buy APR Gasoline Rewards Eating places/Bars Different Journey
Chase Sapphire Reserve 20.74% to 27.74% 1 Reward Level per $1 3x Factors on Eating Out, 10x Factors on Choose Eating $300 Annual Journey Credit, 5x Factors on Flights, 10x Factors on Vehicles and Resorts, 3x Factors on Different Journey
American Specific Gold Card 19.74% to 26.74% 1x Factors 4x Factors 3x Factors for Flights Booked via AmexTravel and Different Credit Accessible
American Specific Platinum Card 19.74% to 26.74% 1x Factors 1x Factors 5x Factors for Flights and Resorts Booked via AmexTravel Plus Credit for Resorts, TSA Precheck and Extra
Financial institution of America Journey Rewards 16.99% to 26.99% 1.5 Factors per $1 1.5 Factors per $1 1.5 Factors per $1
Capital One Enterprise X Journey Rewards Credit Card 19.99% to 26.99% 2x Miles 2x Miles 10x Miles for Rental Vehicles and Resorts, 5x Miles for Flights, Plus Credit via Capital One Journey, Different Bonus Miles
Chase Freedom Limitless 18.74% to 27.49% 1.5 % Money Again 3% Money Again 5% cashback for Flights, Resorts, Rental Vehicles, Actions, and Cruises
Costco Anyplace Visa Card by Citi 18.99% 4% on Fuel and EV Charging First $7,000 then 1% after 3% Money Again 3% on Eligible Journey Purchases
Ink Enterprise Most popular by Chase 18.99% to 23.99% 1x Factors 1x Factors 3x Factors for Choose Journey Purchases, Journey Insurance coverage
Ink Enterprise Money by Chase 16.24% to 22.24% 2% Money Again on First $25,000 Yearly 2% Money Again on first $25,000 Yearly 1% Limitless Money Again on All Purchases
Southwest Fast Rewards Premier 19.74% to 26.74% 1 Reward Level per $1 1 Reward Level per $1 3 Factors for Each $1 on Southwest, 2 Factors for Each $1 on Fast Rewards Lodge and Automobile Companions

Incessantly Requested Questions

Do bank card corporations supply automobile safety for rented vehicles?

Some bank cards, just like the Chase Sapphire Reserve bank card, embody an auto rental injury collision waiver of their phrases and circumstances.

How do I do know if my bank card advantages embody rental automobile insurance coverage?

Yow will discover out in case your bank card advantages embody rental automobile insurance coverage by studying your phrases and circumstances, or it’s possible you’ll name the customer support line.

Does the identify on the bank card identify need to match the motive force for the rental automobile?

The cardholder should be listed on the rental settlement for Chase Sapphire Reserve’s automobile rental profit.

References

(2022). American Specific Gold Card. americanexpress.com. Retrieved November 18, 2022, from https://www.americanexpress.com/us/credit-cards/card/gold-card/?eep=26129&extlink=af-us-ccsg-GLDLM&irgwc=1&veid=RHES8l3FoxyNTw0wVCwYvw4MUkDSaQSBI2YPQg0&affid=494094&pid=IR&affname=Upgradedpercent20Pointspercent2Cpercent20LLC&sid=14011830036&pmc=784&BUID=CCG&CRTV=controlaffcps&MPR=00

(2022). American Specific Platinum Card. americanexpress.com. Retrieved November 18, 2022, from https://www.americanexpress.com/us/credit-cards/card/platinum/?eep=26129&extlink=af-us-ccsg-PLALM&irgwc=1&veid=RHES8l3FoxyNTw0wVCwYvw4MUkDSaWWdI2YPQg0&affid=494094&pid=IR&affname=Upgradedpercent20Pointspercent2Cpercent20LLC&sid=14011830036&pmc=137&BUID=CCG&CRTV=controlaffcps&MPR=00

(2022). Auto Rental Collision Harm Waiver. chase.com. Retrieved November 15, 2022, from https://www.chase.com/private/credit-cards/slate/autorental-protection

(2022). Capital One Enterprise X Card. capitalone.com. Retrieved November 18, 2022, from https://www.capitalone.com/credit-cards/lp/venture-x/lp1/?external_id=WWW_ACT96_ZZZ_ONL-SE_ZZZZZ_T_SEM2_ZZZZ_c_Zg_c12555e5-6288-458f-876d-276148fabd21_594863589315_695556&target_id=kwd-535022800203&gclid=Cj0KCQiA99ybBhD9ARIsALvZavX3Hkz-7wSMu-T7MJUO2m3rikcqYKbxr2VPV8Jk7_RmaVrZYnCcgpYaAmRxEALw_wcB

(2022). Chase Freedom Credit score Playing cards. creditcards.chase.com. Retrieved November 15, 2022, from https://creditcards.chase.com/a1/freedom/CFDQ42022?CELL=6RRW&jp_cmp=cc/Freedom+Unlimited_Brand_Exact_Freedom_SEM_US_NA_Standard_NA/sea/p55734705554/Chase+Freedom+Limitless&gclsrc=aw.ds&ds_rl=1247291&gclid=CjwKCAiAjs2bBhACEiwALTBWZaEMeAzrnzDM2Vq1my-Edro31K4mEdDeTD3OEFmBqlM38SXrBdlQChoCodQQAvD_BwE&gclsrc=aw.ds

(2022). Chase Sapphire Card Assortment. creditcards.chase.com. Retrieved November 15, 2022, from https://creditcards.chase.com/a1/22Q4/sapphire/twin?CELL=6RRW&sitelink=4&jp_cmp=cc/Sapphire+Reserve_Brand_Exact_Sapphire+Reserve_SEM_US_NA_Standard_NA/sea/p56274826680/Chase+Sapphire+Reserve+-+Advantages&gclsrc=aw.ds&&gclid=CjwKCAiAjs2bBhACEiwALTBWZTgo_asI21vDX4o4oyT3VUp0lar3GVQF3JgDzzDzrPb96RcCbTiGWhoCeksQAvD_BwE&gclsrc=aw.ds

(2022). Evaluate Enterprise Credit score Playing cards. creditcards.chase.com. Retrieved November 18, 2022, from https://creditcards.chase.com/a1/DAO/ink-business/common/most popular/900?CELL=6H8X&AFFID=pngc6t7Ewoo-wKtR_v7fVz8T68cT.bwGdA&pvid=0c11720a1a9340c6865be3e754e20079&jp_cmp=cc/797349/aff/3-10003611/na

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(2022). Costco Anyplace Visa Card by Citi. Citi.com. Retrieved November 15, 2022, from https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card

(2022). Does My Costco Anyplace Visa Card by Citi Embody Rental Automobile Insurance coverage. Costco Journey. Retrieved November 15, 2022, from https://costco-travel-us-mbr.custhelp.com/app/solutions/element/a_id/5902/~/does-my-costco-anywhere-visapercentC2percentAE-card-by-citi-include-rental-car-insurancepercent3F

(2022). Southwest Evaluate Playing cards. creditcards.chase.com. Retrieved November 15, 2022, from https://creditcards.chase.com/a1/southwest/NAEP75kPlus1122?CELL=6RRW&jp_cmp=cc/SWA_Brand_Exact_SWA_SEM_US_NA_Standard_NA/sea/p64466382235/Hole+Evaluation+Check+KWs&gclsrc=aw.ds&&gclid=CjwKCAiAjs2bBhACEiwALTBWZUQ7D_UJwEjIjI_e747_fcB_g7rNWZqKNLKZ3VEPhOzWzCuyJcE8fRoCiv4QAvD_BwE&gclsrc=aw.ds

(2022). Southwest Fast Rewards. creditcards.chase.com. Retrieved November 15, 2022, from https://creditcards.chase.com/southwest/priority-credit-card

(2022). Visa Information to Advantages. enterprise.bofa.com. Retrieved November 16, 2022, from https://enterprise.bofa.com/content material/dam/boamlimages/paperwork/PDFs/visa_guide_to_benefits.pdf

Jesse Cunningham

Jesse Cunningham V is an expert author and licensed insurance coverage agent. He has labored within the insurance coverage trade in several capacities, beginning as a customer support consultant and dealing his means as much as an impartial company proprietor. He’s licensed within the states of Maryland and Pennsylvania for Property, Casualty, Life, and Well being merchandise. Jesse has labored with many nationwide carriers, together with Nationwide, State Farm, Vacationers, and Liberty Mutual, and makes a speciality of automobile and residential insurance coverage and well being, life, unintended loss of life, and incapacity insurance coverage. He writes for a number of publications together with FIXD and Bauple.com. All articles by Jesse are opinion-based. Communicate together with your licensed insurance coverage agent concerning the particulars of your insurance coverage earlier than making any selections.