You hear your good friend speaking about how she opened a rewards bank card and scored a free journey to Europe. Now you need to do the identical, however when your good friend asks about your credit score rating, you’re confused.

In the event you’re like lots of these within the U.S. who don’t know their credit score rating, you’re not alone. On condition that this three-digit quantity relies in your credit score historical past (and your capability to get a mortgage or open a brand new bank card), it’s fairly vital we all know what it’s.

Plus, monitoring your credit score regularly is useful for a lot of elements of our monetary lives. Fortunately, there are many sources–many in your smartphone–that may make it easier to with credit score monitoring. We’ve highlighted among the greatest ones so that you can check out.