What rental automobile insurance coverage is included together with your Southwest Speedy Rewards Premier cardholder advantages? We sifted by means of the phrases and circumstances to avoid wasting you effort!
Maintain studying to search out out what’s included and excluded in your injury collision waiver. Additionally, you will learn how your Southwest Speedy Rewards Premier journey and insurance coverage perks evaluate to different widespread playing cards.
What’s Coated with Southwest Speedy Rewards Premier’s Auto Rental Collision Harm Waiver?
Southwest Speedy Rewards Premier’s Auto Rental Collision Harm Waiver is obtainable to cardholders. To acquire this insurance coverage, observe these pointers:
- Pay for the rental with the Southwest Rapids Reward Premier bank card.
- Choose out of the insurance coverage coverage provided by the rental automobile firm at checkout
- Protection is major when outdoors of the US
- Protection in the US is secondary to your car insurance coverage coverage.
What’s Excluded with Southwest Speedy Rewards Premier’s Auto Rental Collision Harm Waiver?
The rental automobile insurance coverage provided with the Southwest Speedy Rewards Premier bank card just isn’t full insurance coverage protection. The next bills are excluded:
- Harm to cardholder’s private property
- Coverage doesn’t cowl any medical bills
- Legal responsibility for different property and the automobile broken just isn’t lined
Southwest Speedy Rewards Premier vs. Different Playing cards’ Rental Automobile Insurance coverage Provides
The Southwest Speedy Rewards Premier bank card is certainly one of many bank cards that provides a collision injury waiver for rental automobiles paid for with the cardboard. This desk compares the annual charges and availability of Collision Harm Waivers of ten widespread bank cards.
| Credit score Card | Rental Automobile Insurance coverage | Location Supplied | What is roofed? | Annual Charge |
|---|---|---|---|---|
| Southwest Speedy Rewards Premier | Supplied | Worldwide | Harm or Theft of Rental Car | $99 |
| American Categorical Gold Card | Supplied | Worldwide Apart from Australia, Italy, and New Zealand | Harm or Theft of Rental Car | $695 |
| American Categorical Platinum Card | Supplied | Worldwide Besides Australia, Italy, and New Zealand | Harm or Theft of Rental Car | $0 |
| Financial institution of America Journey Rewards | Supplied | Worldwide | Harm or Theft of Rental Car | $250 |
| Capital One Enterprise X Journey Rewards Credit score Card | Supplied | Worldwide | Harm or Theft of Rental Car | $395 |
| Chase Freedom Limitless | Supplied | Worldwide | Harm or Theft of Rental Car, Lack of Use Fees | $0 |
| Chase Sapphire Reserve | Supplied | Worldwide | Harm or Theft of Rental Car, Lack of Use Fees | $550 |
| Costco Anyplace Visa Card by Citi | Supplied | Worldwide | Harm or Theft of Rental Car | Costco Membership, $60/Particular person |
| Ink Enterprise Most well-liked by Chase | Supplied | Worldwide | Harm or Theft of Rental Car | $95 |
| Ink Enterprise Money by Chase | Supplied | Worldwide | Harm or Theft of Rental Car | $0 |
Southwest Speedy Rewards Premier Journey Advantages vs. Different Playing cards’ Advantages
The Southwest Speedy Rewards Premier credit score cardholders get 25% money again on all in-flight purchases on Southwest. This card additionally contains different journey insurance coverage:
- Misplaced baggage reimbursement
- Baggage delay
- Roadside help.
We in contrast the acquisition Annual Share Charges (APR) and journey advantages of ten widespread bank cards within the following desk.
| Credit Card | Buy APR | Gasoline Rewards | Eating places/Bars | Different Journey |
|---|---|---|---|---|
| Southwest Speedy Rewards Premier | 19.74% to 26.74% | 1 Reward Level per $1 | 1 Reward Level per $1 | 3 Factors for Each $1 on Southwest, 2 Factors for Each $1 on Speedy Rewards Lodge and Automobile Companions |
| American Categorical Gold Card | 19.74% to 26.74% | 1x Factors | 4x Factors | 3x Factors for Flights Booked by means of AmexTravel and Different Credit Out there |
| American Categorical Platinum Card | 19.74% to 26.74% | 1x Factors | 1x Factors | 5x Factors for Flights and Inns Booked by means of AmexTravel Plus Credit for Inns, TSA Precheck and Extra |
| Financial institution of America Journey Rewards | 16.99% to 26.99% | 1.5 Factors per $1 | 1.5 Factors per $1 | 1.5 Factors per $1 |
| Capital One Enterprise X Journey Rewards Credit Card | 19.99% to 26.99% | 2x Miles | 2x Miles | 10x Miles for Rental Automobiles and Inns, 5x Miles for Flights, Plus Credit by means of Capital One Journey, Different Bonus Miles |
| Chase Freedom Limitless | 18.74% to 27.49% | 1.5 % Money Again | 3% Money Again | 5% cashback for Flights, Inns, Rental Automobiles, Actions, and Cruises |
| Chase Sapphire Reserve | 20.74% to 27.74% | 1 Reward Level per $1 | 3x Factors on Eating Out, 10x Factors on Choose Eating | $300 Annual Journey Credit, 5x Factors on Flights, 10x Factors on Automobiles and Inns, 3x Factors on Different Journey |
| Costco Anyplace Visa Card by Citi | 18.99% | 4% on Gasoline and EV charging First $7,000 Then 1% After | 3% Money Again | 3% on Eligible Journey Purchases |
| Ink Enterprise Most well-liked by Chase | 18.99% to 23.99% | 1x Factors | 1x Factors | 3x Factors for Choose Journey Purchases, Journey Insurance coverage |
| Ink Enterprise Money by Chase | 16.24% to 22.24% | 2% Money Again on First $25,000 Yearly | 2% Money Again on first $25,000 Yearly | 1% Limitless Money Again on All Purchases |
| Southwest Speedy Rewards Premier | 19.74% to 26.74% | 1 Reward Level per $1 | 1 Reward Level per $1 | 3 Factors for Each $1 on Southwest, 2 Factors for Each $1 on Speedy Rewards Lodge and Automobile Companions |
Regularly Requested Questions
Do bank card firms supply automobile safety for rented automobiles?
Some bank cards, just like the Southwest Speedy Rewards Premier Card, embody an auto rental injury collision waiver of their phrases and circumstances.
How do I do know if my bank card advantages embody rental automobile insurance coverage?
You’ll find out in case your bank card advantages embody rental automobile insurance coverage by studying your phrases and circumstances, or chances are you’ll name the customer support line.
Does the identify on the bank card identify must match the driving force for the rental automobile?
The cardholder have to be listed on the rental settlement for Southwest Speedy Rewards Premier’s automobile rental profit.
References
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Jesse Cunningham
Jesse Cunningham V is an expert author and licensed insurance coverage agent. He has labored within the insurance coverage business in numerous capacities, beginning as a customer support consultant and dealing his means as much as an unbiased company proprietor. He’s licensed within the states of Maryland and Pennsylvania for Property, Casualty, Life, and Well being merchandise. Jesse has labored with many nationwide carriers, together with Nationwide, State Farm, Vacationers, and Liberty Mutual, and focuses on automobile and residential insurance coverage and well being, life, unintended loss of life, and incapacity insurance coverage. He writes for a number of publications together with FIXD and Bauple.com. All articles by Jesse are opinion-based. Converse together with your licensed insurance coverage agent concerning the particulars of your insurance coverage earlier than making any selections.
