Budgeting is difficult, but it’s become even more important in recent months as the coronavirus pandemic has led to major economic changes and caused millions of Americans to lose their jobs.

Knowing how much money you have coming in and where you spend it every month can help you get the most value out of each dollar, only spending on the things that you need or that make you happy.

Perhaps the hardest part of budgeting is tracking your spending. Every tool or guide seems to use a different method. PocketSmith is an app that offers actionable advice that can help you manage your finances, plus a tool to track and analyze your spending.