Adulting can be hard. Between filing our taxes by April 15 each year, balancing our budget and having enough to pay the bills, it can seem daunting.

Sure, it’s great to be able to be paid twice a month (or however often you get your paycheck). However, it’s possible to get caught off guard (hello, life!) and end up with more days than money to cover needed expenses before payday rolls around again.

The good news is there’s no need to resort to predatory payday loans which charge an insane amount of interest to borrow a little bit of money. Earnin (formerly Activehours) is one such alternative. This app helps you by offering an advance of sorts so you don’t have to scramble while waiting for payday.