Planning to hire a automotive via Sixt? At your reserving on-line, Sixt will current a number of choices for protection. We’ve simplified the Sixt insurance policies and value comparisons to make your choice simpler and more cost effective!
This text will clarify what protection Sixt provides and the way a lot it prices. We’ll additionally current cost-saving alternate options! Hold studying and study from an skilled insurance coverage agent!
How Sixt Rental Automobile Insurance coverage Works
Sixt’s built-in legal responsibility insurance coverage solely covers drivers with out their very own auto legal responsibility coverage. All different prices, like a stolen rental automotive or legal responsibility above the state’s minimal, might be your accountability!
To offset this, Sixt provides a handful of various protection choices from defending the rental automotive to protecting private results within the car. See what’s supplied and whether or not it’s price including further protection from Sixt.
| Sixt Rental Automobile Protection | Value It? | Why? | Different |
|---|---|---|---|
| Loss Injury Waiver | Possibly | Chances are you’ll already be lined you probably have full protection. Pay for this when renting costly or luxurious automobiles. | Auto Insurance coverage |
| Supplemental Legal responsibility Insurance coverage | No | Extra common protection is accessible | Umbrella Coverage |
| Private Accident Protection | No | Not a good suggestion to pick protection with hidden particulars. Extra clear insurance policies out there | Journey Insurance coverage |
| Private Property Protection | No | Extra clear insurance policies with common protection can be found | Journey Insurance coverage |
| Roadside Help Safety | Possibly | Covers the worth of a misplaced key fob however not a flat tire. | Roadside Help |
Hold studying to find out about every protection and the cost-effective alternate options! Keep in mind to seek the advice of your insurance coverage agent earlier than making any choices!
The Price and Particulars of Sixt Automobile Insurance coverage
Automobile insurance coverage choices via Sixt range by car sort and site. We went to Sixt’s reserving portal to offer readers examples of their every day insurance coverage charges.
We ran these normal car specs via the reserving portal and compiled the pricing in an easy-to-follow information!
- Sedan (VW Jetta, Toyota Camry, or comparable)
- Premium Sedan (BMW 2 Sequence or comparable)
- Pickup Truck (Toyota Tundra or comparable)
- Minivan (Chrysler Pacifica or comparable)
- SUV (Chevrolet Suburban or comparable)
- Premium SUV (BMW X7 or comparable)
Loss Injury Waiver
Sixt’s Loss Injury Waiver waives your monetary accountability for the rental car whether it is stolen or broken. This feature is accessible as a stand-alone choice or in any of Sixt’s protection packages.
Related protection to the Loss Injury Waiver could also be out there via your auto insurance coverage or bank card. Later, we’ll look into these choices.
The next chart illustrates the every day fee for a Loss Injury Waiver via Sixt.
| Automobile Choice | Charge per day |
|---|---|
| Sedan | $35 |
| Premium Sedan | $37 |
| Pickup Truck | $35 |
| Minivan | $35 |
| SUV | $37 |
| Premium SUV | $68 |
Remember that Sixt will void your Loss Injury Waiver for negligent or dangerous conduct. Examples of conduct that might void your Sixt Loss Injury Waiver embody:
- Offering false info throughout reserving
- Driving whereas drunk or intoxicated
- Holding your cellular phone whereas driving
- Driving with extra passengers than seatbelts
- Driving on unpaved roads or off-road
Supplemental Legal responsibility Insurance coverage
Sixt provides a supplemental legal responsibility insurance coverage coverage. This protection is accessible as a stand-alone choice or throughout the Medium and Full protection packages from Sixt.
Sixt’s supplemental legal responsibility insurance coverage is a secondary insurance coverage coverage. Which means your auto insurance coverage can pay first for those who file a declare.
Whatever the car class, Sixt charged the identical every day fee for supplemental legal responsibility protection.
| Automobile Choice | SLI Value Per Day |
|---|---|
| Any/All | $16.99 |
Private Accident Protection
Sixt provides Private Accident Protection(PAI) for bodily harm of the occupants of the rental automotive. This protection helps with medical prices stemming from an accident. Sixt’s supplied protection is secondary to some other medical advantages.
Regardless that you’ll be able to choose and pay for the protection along with your reserving, customer support instructed us protection limits are solely out there on the rental counter. This can be a massive pink flag which means you must use alternate insurance coverage.
Professional Tip: Solely choose insurance policies with clear protection limits!
Prospects can use these alternate options to offer themselves with cheaper and extra common bodily harm protection.
- Examine auto insurance coverage for medical protection
- Discover Journey Insurance coverage with higher protection for sudden medical prices
- Examine with medical insurance coverage to seek out out if or when protection applies whereas touring
- Be sure that everybody has sufficient time period life insurance coverage protection
The every day fee for Private Accident Protection via Sixt remained the identical for all automobiles within the reserving portal.
| Automobile Choice | PAI Value Per Day |
|---|---|
| Any/All | $8.00 |
Private Property Protection
For an extra every day charge, Sixt provides Private Property Protection. Private Property Protection provides restricted protection for private belongings broken within the rental car.
Limits are solely out there on the rental counter, however you’ll be able to choose the choice along with your reserving.
Nevertheless, we suggest sticking to extra clear insurance policies with clear protection limits and particulars!
Private Property Protection was the identical every day fee for all of the varieties of automobiles we verified within the reserving portal.
| Automobile Choice | PPC Charge Per Day |
|---|---|
| Any/All | $4.30 |
Roadside Help Safety
Roadside help is accessible by itself or within the Full Protection Package deal from Sixt. It covers the next eventualities:
- Towing for mechanical issues with the car
- Lockout companies
- Waiving the worth for a misplaced key fob
- Gasoline Supply for those who run out of fuel
Every day’s worth was the identical for all the rental automotive classes we verified.
| Automobile Choice | RAP Charge Per Day |
|---|---|
| Any/All | $8 |
Package deal Safety Decisions via Sixt
To offer clients a reduction on bundled rental insurance policies, Sixt provides mild, medium, and full packages.
- Gentle protection is similar as Loss Injury Waiver (simply reworded)
- Medium protection has a ten% worth discount
- Full Protection has a 15% worth discount
This chart lists the every day fee for protection packages from Sixt primarily based on car class.
| Automobile Choice | Gentle: Loss Injury Waiver | Medium: Loss Injury Waiver & Legal responsibility | Full: Loss Injury Waiver, Legal responsibility & Roadside |
|---|---|---|---|
| Sedan | $35.00 | $46.79 | $51.84 |
| Premium Sedan | $37.00 | $48.59 | $53.54 |
| Pickup Truck | $35.00 | $46.79 | $51.84 |
| Minivan | $35.00 | $46.79 | $51.84 |
| SUV | $37.00 | $48.59 | $53.54 |
| Premium SUV | $68.00 | $76.49 | $79.89 |
Sixt Rental Automobile Insurance coverage Versus Common Automobile Insurance coverage
Sixt’s built-in insurance coverage for the car is simply minimal protection. A strong auto insurance coverage coverage will assist defend you so long as your insurance coverage covers rental automobiles.
This chart exhibits readers how Sixt’s protection doubtlessly overlaps along with your auto insurance coverage protection.
| Protection | Sixt Protection | Auto Insurance coverage Different |
|---|---|---|
| Legal responsibility | Covers an extra $1 Million | Coverage Limits Chosen by Consumer, And Umbrella Legal responsibility Insurance coverage If Elected |
| Rental Automobile | Loss Injury Waiver: Covers Chosen Rental Automobile | Complete & Collision (Full Protection) |
| Private Accident Insurance coverage | Will solely present info at checkout counter | Protection is Normally Greater than Sixt, Examine Your Coverage |
| Roadside | Lockout, Key Fob Substitute, Useless Battery, Gasoline Supply, Towing | Related Providers Normally Accessible for Solely a Few Additional {Dollars} a Month. AAA works nicely for this. |
Examine along with your auto insurance coverage firm or agent to confirm that your coverage covers your rental automotive choice!
Sixt Rental Automobile Insurance coverage Versus Credit score Card Protection
Sixt’s Loss Injury Waiver is sort of similar to Collision Injury Waiver(CDW) supplied by main bank cards. You may file a declare via your bank card firm for those who paid for the rental car with a qualifying bank card.
Within the following chart, we in contrast 4 bank cards with complimentary Collision Injury Waivers for cardholders to the protection supplied by Sixt.
| Provide | Price for Waiver | Automobile Exclusions | United States Protection | Protection Overseas |
|---|---|---|---|---|
| Sixt Loss Injury Waiver | Varies By Automobile | Covers Rented Automobile | Major | Major |
| Capital One Enterprise X Journey Rewards | Included | Costly or Luxurious Automobiles, Giant Passenger Automobiles | Major | Major |
| Chase Sapphire Reserve | Included | Costly or Luxurious Automobiles, Giant Passenger Automobiles | Major | Major |
| Costco Anyplace Visa Card by Citi | Included | Costly or Luxurious Automobiles, Giant Passenger Automobiles | Secondary to Auto Insurance coverage | Major |
| Financial institution of America Journey Rewards | Included | Costly or Luxurious Automobiles, Giant Passenger Automobiles | Secondary to Auto Insurance coverage | Major |
It’s at all times price a fast name to your bank card firm’s advantages line to verify your chosen car is roofed by their collision harm waiver. Some fashionable car sorts, like SUVs, could fall below their exclusions.
The Backside Line: Ought to You Purchase Sixt Insurance coverage?
Sixt Rental Automobile Insurance coverage is pricey but handy. We suggest planning forward and discovering comparable protection via alternate routes to get the perfect protection and get monetary savings.
However in a pinch, Sixt’s protection choices are higher than having no protection when utilizing a rental automotive!
Ceaselessly Requested Questions
What’s the goal of rental automotive insurance coverage?
Rental automotive insurance coverage protects clients from paying for the worth of the rental automotive if stolen or broken. Different names embody Collision Injury Waiver and Loss Injury Waiver.
Am I chargeable for stolen rental automobiles?
Prospects are financially chargeable for stolen rental automobiles even when they aren’t at fault. Having rental automotive insurance coverage, a collision harm waiver, or one other coverage protects rental automotive clients.
References
(2022). Does My Costco Anyplace Visa Card by Citi Embrace Rental Automobile Insurance coverage. Costco Journey. Retrieved November 15, 2022, from https://costco-travel-us-mbr.custhelp.com/app/solutions/element/a_id/5902/~/does-my-costco-anywhere-visapercentC2percentAE-card-by-citi-include-rental-car-insurancepercent3F
(2022). Sixt Lease A Automobile Prepared To Lease Phrases and Circumstances Jacket. Sixt Lease A Automobile. Retrieved December 8, 2022, from https://sx-content-labs.sixt.io/Content material-Media/agb/sixt_US_en.pdf
(2022). Visa Information to Advantages. enterprise.bofa.com. Retrieved November 16, 2022, from https://enterprise.bofa.com/content material/dam/boamlimages/paperwork/PDFs/visa_guide_to_benefits.pdf
Jesse Cunningham
Jesse Cunningham V is knowledgeable author and licensed insurance coverage agent. He has labored within the insurance coverage trade in several capacities, beginning as a customer support consultant and dealing his method as much as an impartial company proprietor. He’s licensed within the states of Maryland and Pennsylvania for Property, Casualty, Life, and Well being merchandise. Jesse has labored with many nationwide carriers, together with Nationwide, State Farm, Vacationers, and Liberty Mutual, and focuses on automotive and residential insurance coverage and well being, life, unintended dying, and incapacity insurance coverage. He writes for a number of publications together with FIXD and Bauple.com. All articles by Jesse are opinion-based. Converse along with your licensed insurance coverage agent in regards to the particulars of your insurance coverage earlier than making any choices.
